Individual Savings Accounts (ISA)

What is an ISA?

An ISA is a ‘wrapper’ that can hold a wide range of different investment products to help save you tax. You’ll often find that ISAs are sold and marketed as products in their own right.

When might an ISA be for you?

An ISA could be for you if:

  • You are happy to put your money into a tax-efficient investment

  • You are looking to tie up your money for at least five years (if Stocks & Shares ISA)

  • You're aware that the value of your investments can go both up and down

An Individual Savings Account (ISA) is a tax-efficient way to save or invest. UK residents aged 16 and over can choose to save in a Cash ISA or if they are 18 or over, a stocks and shares ISA or a combination of both. Parents or guardians could also open a Junior ISA for children under 18.
The interest on a Cash ISA isn't taxed so all the interest you earn you keep.
Contact us today and we will be pleased to offer independent financial advice in respect of the options available to you. We can search the whole of the market and make a recommendation suitable for your individual circumstances and needs.

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Hoyl Independent Advisers Limited

PO Box 46, Cromer Norfolk, NR27 9WX

Tel: 01263 513016  Email:


Hoyl Independent Advisers Limited is Authorised and Regulated by the Financial Conduct Authority.

Our Financial Services Register number is 433927 - FCA Register.

Hoyl Mortgages is a trading name of Hoyl Independent Advisers Limited.

Registered in England, Company Number 05343956

Registered Address: PO Box 46, Upton House, St Margarets Road, Cromer, Norfolk, NR27 9WX