Would you prefer to save monthly?

For those that don’t have a lump sum to invest, you can invest in an ISA and still benefit from the discounts.

The graph below shows that a regular investment can soon mount up and over the long term can grow to a sizeable sum.

This example shows how much your investment would be worth if you invest in a fund with no initial charge, with an annual management charge of 1.5% and assuming that fund grows by 6% per annum.

Important: These figures are for illustration purposes only. The growth rate is not guaranteed and you may get back less than you invested.

There are other benefits of regular investment too

Every investor knows to buy low and sell high but timing the market correctly is something that even the most experienced investor struggles to do. With a regular investment, you no longer have this worry, due to what is known as ‘pound cost averaging’. Pound cost averaging is where the effect of changes in market prices on the value of your investment are effectively smoothed out. 

© 2021 Hoyl Group

Hoyl Independent Advisers Limited

PO Box 46, Cromer Norfolk, NR27 9WX

Tel: 01263 513016  Email:


Hoyl Independent Advisers Limited is Authorised and Regulated by the Financial Conduct Authority.

Our Financial Services Register number is 433927 - FCA Register.

Hoyl Mortgages is a trading name of Hoyl Independent Advisers Limited.

Registered in England, Company Number 05343956

Registered Address: PO Box 46, Upton House, St Margarets Road, Cromer, Norfolk, NR27 9WX