Savings & Investments

Hoyl Model Portfolios - making investing easier!

With over 7,000 investment funds in the UK alone, we know choosing which to invest in, and continually checking how they’re performing can be confusing and time consuming. Making sure you make the right decisions needs a high degree of expertise, and a tried-and-tested system which narrows down your choice of funds.

The effect of Covid-19 on investment markets has shown just how important how and where you invest actually is. Those invested in the Retail, Tourism and Leisure industries have seen the value of their investments significantly impacted compared to other areas of the market.
 
Below is a recent example of how we look to spread the risk taken with money invested for a client, by investing in a range of different locations and assets. This particular client had an agreed risk profile of 5 (Low Medium Risk) on a scale of 1 to 10, with 1 being very low and 10 being very high. 

Our Model Portfolios are based on our ethos of selecting quality funds and fund managers which align to your investment risk profile. Your Suitability Report will also include a breakdown of the funds your money will be invested in within each different asset class, should you proceed, and the exact percentage in each fund. 

Each Model Portfolio can be provided at a very competitive overall cost, while maintaining the ability to provide consistent overall returns due to the nature and diversification of the underlying investments held within it.

Why we’ve developed Model Portfolios

With over 7,000 investment funds in the UK alone, we know choosing which to invest in, and continually checking how they’re performing can be confusing and time consuming. Making sure you make the right decisions needs a high degree of expertise, and a tried-and-tested system which narrows down your choice of funds.

 

The effect of Covid-19 on investment markets has shown just how important how and where you invest actually is. Those invested in the Retail, Tourism and Leisure industries have seen the value of their investments significantly impacted compared to other areas of the market.

 

As you’ll see from the example below, each of our Model Portfolios is a collection of investment funds which spreads the risk being taken with your money by investing it in a range of different providers, locations and assets, including those which cater for a growing demand in socially responsible investment options.

 

Each Model Portfolio is based on our ethos of selecting quality funds and fund managers which align to your investment risk profile and each can be provided at a very competitive overall cost, while maintaining the ability to provide consistent overall returns due to the nature and diversification of the underlying investments held within it.

We’ll always provide you with Key Investor Information Documents for each fund. These contain more information on the fund provider, fund manager, the assets in which the fund invests and it’s aims.

As you’d expect, our Investment Committee have many years of experience in spotting market trends and investment opportunities. They meet regularly to review the performance of each Model Portfolio and ‘fine tune’ them as and when needed. 


They’re in regular contact with Fund Managers, which helps make sure they have a real understanding of how each fund is performing, and any issues which may affect performance.  


Any recommendations we make will be subject to fees, which we’ll agree with you before we undertake any work and make our recommendations to you. 

© 2020 Hoyl Group

Hoyl Independent Advisers Limited

PO Box 46, Cromer Norfolk, NR27 9WX

Tel: 01263 513016  Email: support@hoyl.co.uk

 

Hoyl Independent Advisers Limited is Authorised and Regulated by the Financial Conduct Authority.

Our Financial Services Register number is 433927 - FCA Register.

Hoyl Mortgages is a trading name of Hoyl Independent Advisers Limited.

Registered in England, Company Number 05343956

Registered Address: PO Box 46, Upton House, St Margarets Road, Cromer, Norfolk, NR27 9WX