top of page

The Heart of Hoyl

All our advisers have worked in the financial services industry for many years, within many different sectors. Many have gained experience whilst working for high street banks and building societies. 

Our qualified advisers cover the whole financial services market. Whether you are seeking to build an investment portfolio, looking at mortgage requirements, protection, saving or creating a tax-efficient retirement strategy we have the expertise to provide a tailored solution.

Independent Financial Advisers

Adrian Pepper Hoyl

Adrian Pepper

Independent Financial Adviser

Andrew Armitage Hoyl

Andrew Armitage

Senior Financial Adviser

Andy Ollason Hoyl

Andy Ollason

Senior Financial Adviser

Bruce Bailey Hoyl

Bruce Bailey

Independent Financial Adviser

Carwyn Lewis Hoyl

Carwyn Lewis

Independent Financial Adviser

Cemil Davey-Duruk Hoyl

Cemil Davey-Duruk

Independent Financial Adviser

David Glover Hoyl

David Glover

Independent Financial Adviser

George Ancliff Hoyl

George Ancliff

Independent Financial Adviser

Jo Highton Hoyl

Jo Highton

Chartered Financial Planner

Joe Allen Hoyl

Joe Allen

Independent Financial Adviser

John Edwards Hoyl

John Edwards

Chartered Financial Planner

Jonny Zimmermann Hoyl

Jonny Zimmermann

Independent Financial Adviser

Luke Clay Hoyl

Luke Clay

Independent Financial Adviser

Mark Wright Hoyl

Mark Wright

Independent Financial Adviser

Matthew Donovan Hoyl

Matthew Donovan

Chartered Financial Planner

Matthew Farrow Hoyl

Matthew Farrow

Senior Financial Adviser

Matthew Hardy Hoyl

Matthew Hardy

Independent Financial Adviser

Michael Chandler Hoyl

Michael Chandler

Independent Financial Adviser

Michael Lee Hoyl

Michael Lee

Independent Financial Adviser

Penny Wriderholt Hoyl

Penny Wriderholt

Chartered Financial Planner

Phil McGuire Hoyl

Phil McGuire

Independent Financial Adviser

Richard Leonard Hoyl

Richard Leonard

Independent Financial Adviser

Robert Beevor Hoyl

Robert Beevor

Senior Financial Adviser

Yanneke Whitehouse Hoyl

Yanneke Whitehouse

Independent Financial Adviser

Mortgage & Protection Advisers

Amanda Phillips Hoyl

Amanda Phillips

Mortgage & Protection Adviser

Becky Bates Hoyl

Becky Bates

Mortgage & Protection Adviser

Billy Dexter Hoyl

Billy Dexter

Mortgage & Protection Adviser

Chloe Armstrong Hoyl

Chloe Armstrong

Mortgage & Protection Adviser

Helen Westrop Hoyl

Helen Westrop

Financial Protection Adviser

Adviser Management

Mick Ramage Hoyl

Mick Ramage

Managing Director

Paul Wreford Hoyl

Paul Wreford

Director

Dawn Colbrook Hoyl

Dawn Colbrook

Chief Operations Officer

Julian Elliott Hoyl

Julian Elliott

Head of Advisory Growth

Joanne Thompson Hoyl

Joanne Thompson

Head of Training & Competence (T&C)

Ken Richards Hoyl

Ken Richards

Adviser Operations Manager

Steven Andrews Hoyl

Steven Andrews

Head of Operations

Upton House, 2 St Margaret’s Road, Cromer, Norfolk, NR27 9DG

Visitor parking is available, and our offices are accessible to wheelchair users, ensuring a comfortable and inclusive environment for all visitors.

Hoyl Independent Advisers Limited is Authorised and Regulated by the Financial Conduct Authority. 

Our Financial Services Register number is 433927. Registered in England, Company Number 05343956

Registered Address: Upton House, St Margarets Road, Cromer, England, NR27 9DG

© 2026 Hoyl Independent Advisers Ltd

bottom of page