James Caviel
Qualifications
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CII - Diploma in Financial Planning
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CII - Certificate in Mortgage Advice
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CII - G60 - Pension Transfers
I have accumulated 35 years of experience as an Independent Financial Adviser, which includes 10 years as an adviser in the City, 5 as a Shareholding Director of a large regional firm and 11 years running my own practice before joining Hoyl 5 years ago.
In that time I have dealt with a large sphere of clients from a variety of backgrounds in terms of financial sophistication, knowledge and experience. But all have shared a common goal / objective. They have wanted reassuring and comprehensive guidance delivered by someone with a proven track record of client care.
This year, I have once again been recognised as one of the Top Rated IFAs in the UK, based on verified client reviews collected by VouchedFor, the UK’s leading independent reviews service.
For the past 18 years I have increasingly focused on inter-generational wealth planning. Its sad but inevitable that we will die and over the years I have now dealt with several complex estates, however this experience has created a passion and comprehensive understanding of family wealth planning.
With a proven track record of securing and protecting wealth to pass down the family bloodline, minimise taxation and deal with a dichotomy of family situations, including a few “black sheep”. My advice is always delivered with humility, patience, compassion and understanding. In some cases I have been honoured to be appointed into positions of trust such as Executor, Attorney or Trustee. This clearly comes with a lot of personal, ethical and professional responsibility which I am always happy to embrace.
I see my role in the advice process as an educator and will often refer to the advice process as an “educative one” and by that I mean its my job to explain of ten complex topics in a manner that is understood by the recipients.
My Initial Consultation Meeting is offered on a complimentary basis and if you have an investable portfolio in excess of £500k or an estate worth £1.5m or more then we should meet to see how best Hoyl and I can best help you, secure, protect and grow your wealth not just for you but for future generations as well!
