© 2019 Hoyl Group

Hoyl Independent Advisers Limited

PO Box 46, Cromer Norfolk, NR27 9WX

Tel: 01263 513016  Email: support@hoyl.co.uk

 

Hoyl Independent Advisers Limited is Authorised and Regulated by the Financial Conduct Authority.

Our Financial Services Register number is 433927 - FCA Register.

Hoyl Mortgages is a trading name of Hoyl Independent Advisers Limited.

Registered in England, Company Number 05343956

Registered Address: PO Box 46, Upton House, St Margarets Road, Cromer, Norfolk, NR27 9WX

Our Advisers

All our financial advisers have worked in the financial services industry for many years, within many different sectors. Many have gained experience whilst working for high street banks and building societies. Others have been tied advisers with large companies or have previously been independent financial advisers.
 
Our qualified advisers cover the whole financial services market. Whether you are seeking to build an investment portfolio, looking at mortgage requirements, protection, saving or creating a tax-efficient retirement strategy we have the expertise to provide a tailored solution.

Clicking on each advisers name will provide more information

Independent Financial Advisers

 

Adrian has worked in financial services since 2002, which includes working as an Independent Financial Adviser and working for Santander as a Financial Planning Manager.

He joined Hoyl as an Independent Financial Adviser in November 2012.

He has experience of advising on all types of investments and pensions, including Auto-Enrolment qualifying pension schemes, as well as mortgages, Equity Release and Lifetime mortgages.

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Adrian Pepper
Independent Financial Adviser

Andrew is a fully qualified Financial Adviser and has been providing tailored financial solutions for individual and family needs since 1995.

Andrew gained his experience as a Financial Adviser by working for the major high street banks Lloyds TSB, Barclays and Santander, before joining Hoyl in 2016.

Andrew is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection.

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Andrew Armitage
Independent Financial Adviser

Andy has been working in financial services since 1996, and has been a Financial Adviser since 2001.

Andy worked for the major high street banks HSBC and Barclays before becoming an Independent Financial Adviser at the start of 2012.

Andy is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection.

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Andy Ollason
Independent Financial Adviser

Ashish is a fully qualified Financial Adviser working in financial services since 2004, and has gained rich experience whilst working with large insurers like Prudential, New York Life and MetLife.

As a Financial Adviser, Ashish has also worked with another national advice firm since 2016. He joined the Hoyl Group in 2018 as an Independent Financial Adviser.​

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Ashish Popat
Independent Financial Adviser

David is Director of Corporate Benefits at MacRobins in London, and works mainly providing advice and service to employers, ranging from charities and service companies to foreign banks and businesses in the high-tech sector. While the main focus of his role is on the employers needs, many of their Directors and employees take personal advice from David, especially around planning before and at retirement.

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David Ford
Chartered Financial Planner

David joined the Hoyl Group as a Financial Adviser in May 2018 with a wealth of experience and knowledge from working in the financial services industry since 2007.

David previously worked for Norwich & Peterborough Building Society (later becoming Yorkshire Building Society), predominantly specialising in Mortgage Advice before broadening his expertise to provide tailored financial solutions
on Pensions and Investments, including Auto-Enrolment qualifying pension schemes, Protection and Estate Planning

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David Glover
Independent Financial Adviser

Donna is a fully qualified Financial Adviser working in financial services since 2000, and as a financial adviser since 2014.

 

Donna gained her experience whilst working for Aviva and a local advice firms before joining the Hoyl Group in 2018 as an independent financial adviser.

Donna is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection, as well as mortgage advice to individual clients.

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Donna Rayner
Independent Financial Adviser

Joe is a fully qualified Independent Financial Adviser and has been in the financial services industry since 2005.

Joe has become very active in the Employee Benefits side of the business and in offering Automatic Enrolment solutions to corporate clients.

He demonstrates a thorough and concise work ethic, and thanks to this and his professionalism, has won the trust, confidence, and loyalty of an increasing client portfolio since joining the Hoyl Group as an IFA in 2009.

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Joe Allen
Independent Financial Adviser

Mark has been working in financial services since 2012, and has experience as an Independent Financial Adviser from other firms in Norfolk.

Mark has worked for the large corporate firms such as Aviva as well as other independent financial advice firms. His previous experience in paraplanning, will writing and estate planning has given him a good technical knowledge which he can use to benefit his customers. ​

Matthew is a fully qualified Financial Planner and is able to provide tailored financial solutions for individual, family and corporate clients.

 

Matthew joined Hoyl Independent Advisers in April 2012 and had worked in the financial sector since 2001.

 

He has experience in advising on Investments and Pensions, including Auto-Enrolment qualifying pension schemes, Residential mortgages, Commercial Mortgages, Equity Release, Lifetime mortgages, Protection and Estate planning.

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Matthew Farrow
Independent Financial Adviser

Michael has been working in financial services since 1994 and been a fully qualified financial advisor since 2005.

 

During his career, Michael has worked in the City of London looking after High Net Worth Individuals including Sporting Celebrities, City Professionals and Entrepreneurs.  In 2008, Michael moved to Suffolk to start a family, and has worked for HSBC, St James’s Place and Brancaster House before joining Hoyl Independent Advisers in April 2019.

Paul is a qualified Financial Adviser working in financial services since 1987. Paul gained his experience whilst being employed by Commercial Union, Barclays and at various financial services firms, including the Hoyl Group.

 

He re-joined Hoyl in 2018 as a financial adviser after pursuing personal business endeavours for a number of years.

Paul is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection.

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Paul Davies
Independent Financial Adviser

Penny is a fully qualified Financial Adviser and has extensive experience of providing bespoke financial solutions to her clients. She started her financial services career in 2001 working in the banking sector and joined the Hoyl Group in 2013 as an Independent Financial Adviser.

Penny is able to provide whole of market independent financial advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments, Protection, Mortgages and Lifetime Mortgages. She is fully qualified in Equity Release advice.

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Penny Wriderholt
Independent Financial Adviser

Robert is a fully qualified Financial Adviser and has been providing bespoke financial solutions for individuals, families and corporate clients since 2002. He gained his comprehensive knowledge and experience as a financial adviser working with HSBC, Lloyds Private Banking and Santander.

 

Robert believes in building long term relationships with his clients ensuring a good understanding of their current circumstances and also their future plans.

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Robert Beevor
Independent Financial Adviser

Alan is a fully qualified Financial Adviser and has been providing tailored financial solutions for individual and family needs since 1985.

Alan gained his wealth of experience as a Financial Adviser working for a number of large insurance companies as well as building societies and other financial advice firms.

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Alan Griffiths
Independent Financial Adviser

Andy is a fully qualified Financial Adviser and has worked in the Financial Services industry since 1997.

 

In addition to his experience providing tailored financial solutions
to his clients, Andy also has a wide range of Paraplanning skills.


Andy gained his wealth of experience as a Financial Adviser working for the CIS in a home service role, Barclays Bank as a branch based adviser and finally 14 years as an Independent Financial Adviser.

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Andrew Baker
Independent Financial Adviser

Andy is a Chartered Financial Planner and has been providing tailored financial advice for clients since 1986.

 

Andy has gained his experience as a Financial Adviser working for a number of National and Provincial Chartered Accountancy Firms and Independent Financial Advisers prior to joining Hoyl.
 
While specialising in pensions and retirement planning Andy advises in all areas of financial planning, providing holistic advice to help clients meet their current and future financial goals and aspirations.

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Andy Stowers
Independent Financial Adviser

Carwyn has worked in financial services since 1994 and he has been an independent financial adviser since 2001, during this time he was employed by two major bank assurers. His key areas of expertise are personal and corporate financial advice.

Carwyn joined the Hoyl Group in 2007 where he works as an Independent Financial Adviser.

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Carwyn Lewis
Independent Financial Adviser

Dave is fully qualified Financial Adviser and has been providing bespoke financial advice for individuals and corporate clients since 1991. He believes in building long-term relationships with his clients and fully understanding their objectives, goals and aspirations.

 

He has gained his knowledge and experience as a Financial Adviser by working in the industry and major high street banks before joining Hoyl in 2017.

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Dave Woollard
Independent Financial Adviser

Dean is a fully qualified Financial Adviser working in financial services as a financial adviser since 1986.

 

Dean gained his experience whilst working for Barclays and a number of national and local advice firms before joining the Hoyl Group in 2018 as an independent financial adviser.

 

Dean is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection.

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Dean Gray
Independent Financial Adviser

Ellie is a fully qualified Financial Adviser working in financial services since 2014, and joined Hoyl as a financial adviser in 2018.

 

Ellie gained her experience whilst working for Nationwide before joining the Hoyl Group in 2018 as an independent financial adviser.

 

Ellie is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection.

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Ellie Mcdonald
Independent Financial Adviser

John is a fully qualified Financial Adviser and was part of our graduate scheme, joining Hoyl in 2016. During his time at Hoyl, John has successfully spent time in our various internal departments, helping him to gain valuable experience in the Hoyl financial planning process and is now a valued member of our advice team.

 

John is passionate in providing tailored financial advice and building long term relationships with his clients, ensuring he has a clear understanding of their current financial circumstances and also their future needs.

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John Edwards
Independent Financial Adviser

Matt is a fully qualified Financial Adviser and has been with Hoyl from March 2017. Matt has worked at a number of different North Norfolk based companies in the Financial Services industry since June 2015.

Matt joined Hoyl as a Paraplanner and has been working towards achieving the Advanced Diploma in Financial Planning and Chartered Status during his time at Hoyl. From his time in Paraplanning, he has been able to develop a strong technical knowledge of Pension and Investment planning.

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Matthew Donovan
Independent Financial Adviser

Matthew is a fully qualified Financial Adviser and has been providing tailored financial solutions for individual, family and corporate clients since 1999.

 

He gained his wealth of experience as a Financial Adviser working for HSBC, St. James’ Place and other independent financial advice firms.

 

Matthew is passionate about the positive impact which financial planning has for clients’ long term financial well-being. 

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Matthew Hardy
Independent Financial Adviser

Patrick is a fully qualified Financial Adviser and has been providing tailored financial solutions for individual and family needs since 1984.

Patrick gained his wealth of experience as a Financial Adviser working with large mutual insurance companies and working in the banking arena.

Patrick is able to provide whole of market Independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments, Protection & Mortgages.

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Patrick Murphy
Independent Financial Adviser

Paul has been working in the financial services industry since 2000, within assurance, banking, stockbroker and wealth management sectors, and since 2007 as an Independent Financial Adviser.

While specialising in retirement planning, Paul advises in all areas of financial services, including pensions, Auto-Enrolment qualifying pension schemes, investments and protection to meet clients’ current and future goals and aspirations.

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Paul Miller
Independent Financial Adviser

Phil is a fully qualified Financial Adviser and has been providing tailored financial solutions for individual and family needs since 2003. Phil has gained his experience as a Financial Adviser working for a number of large insurance companies as well as building societies before joining Hoyl in 2016.

 

Phil believes in building long term relationships with his clients, ensuring a good understanding of their current financial circumstances and also their future needs.

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Phil McGuire
Independent Financial Adviser

Soyfur is a fully qualified Financial Adviser and has been providing tailored financial solutions for individual and family needs since 2003.

Soyfur gained his experience as a Financial Adviser by working for a number of financial institutions, such as NatWest Private Banking, St James’s Place and Chase de Vere IFA, before joining Hoyl in 2018.

 

He is able to provide whole of market independent advice in the areas of: Retirement Planning, Auto-Enrolment qualifying pension schemes, Investments and Protection.

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Soyfur Rahman
Independent Financial Adviser

Mortgage Advisers

 

Becky joined the Hoyl Group in September 2013 and has a wealth of mortgage experience and knowledge from working in the financial services industry since 1992.

 

Becky started her career working in the banking and building society sector before moving to specialise in the mortgage market.

 

From 2000, Becky has worked in a mortgage brokerage, giving advice on all aspects of mortgage business in both the prime and sub-prime mortgage market.

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Becky Bates
Mortgage & Protection Adviser

Yanneke has worked in the Financial Services industry since 2012, working as a mortgage broker specializing in Buy to Let and Commercial Mortgages, including Homes with Multiple Occupancy, Limited Companies and Bridging Finance.

 

She also specialises in helping clients with their development finance needs, those who are self-employed and clients with previous credit issues.

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Yanneke Whitehouse
Mortgage & Protection Adviser

Donna-Michelle has been working within the financial sector since 1997 and has gained the majority of her mortgage experience whilst working for a national lender and large mortgage packager. As a result she has a comprehensive knowledge of lenders, solicitor requirements and mortgage processing.

Donna-Michelle joined the Hoyl Group in 2013 and has achieved the Level 4 qualification Certificate in Advanced Mortgage Advice.

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Donna-Michelle Plumb
Mortgage & Protection Adviser