Our Review Service
Our experience shows many people have not reviewed their plans with any regularity, perhaps only when their circumstances have materially changed. It is typical for pension plans to have been left for several years without having a review.
We feel that on-going monitoring of any pension or investment portfolio is essential in order to ensure that it remains invested efficiently in line with your risk profile (an assessment of how much risk you are willing and able to take), and makes the most of the large range of investment funds available in the marketplace today.
We will also discuss your needs and objectives and consider your overall strategy for retirement.
Our pensions review service includes the following steps:-
Fact Finding - This is where we get to know you. It helps us to understand your goals and any financial planning that you already have in place
Tax Efficiencies - As professionally qualified advisers we understand tax rules, legislative changes and product innovations. We can help maximise the effectiveness of your retirement planning
Considering the Effectiveness of Existing Arrangements - The pensions landscape has changed considerably over the recent years with the advent of greater flexibility, transparency & value. Being independent, we fully consider the guarantees and advantages of existing arrangements.
Risk Profiling - We use modern technology along with our expertise to accurately assess your risk profile
Risk Discussion - We will discuss our assessment of your attitude to risk with you to ensure that you are in agreement with our evaluation
Asset Allocation - By using diversified portfolios we help you avoid having all your eggs in one basket. We locate and combine the best range of product options to meet your needs in combination with your existing portfolio
Investment Selection - We screen over 9,000 investment products saving you time and money. We will only consider high quality funds for investment, those with good track records and proven fund managers
If you would like to benefit from our pensions review service, please contact us by clicking here.
As with any investment, you should always remember that the value of pension savings can go down as well as up, and you may not get back as much as you paid in.
Tax benefits and liabilities depend on individual circumstances and may change in the future.
Taking money from your pension may have an impact on any means-tested state benefits you receive from the Department for Work and Pensions.
The information provided on this website is generic and common across the majority of pension arrangements. However, you should review your Policy Documents to check if other terms and conditions apply.